NumberTypeTitleLink to DownloadLast Updated
0.01HandoutWelcome Letter for Money101 Educationhttps://money101education.com/wp-content/uploads/2025/03/0.01-WELCOME-to-Money-101-Education03172025-compressed.pdf3/17/2025
0.06HandoutSteps to Financial Securityhttps://money101education.com/wp-content/uploads/2025/03/0.06-Steps-to-Financial-Security-03242024.pdf3/24/2025
11.00HandoutInstructor’s Notes for Real Estate Segment (five sessions)https://money101education.com/wp-content/uploads/2024/12/11.00-Instructors-Notes-for-Money-101-Real-Estate-for-both-the-first-time-home-buyer-and-investor-learning-the-basics.pdf6/3/2024
11.01HandoutRental vs Purchase – factors to consider when evaluating real estate costshttps://money101education.com/wp-content/uploads/2024/12/11.01-Rent-vs.-Purchase-Comparison-of-Costs-to-consider.pdf12/30/2024
11.02Handout100-plus Factors to Consider when Shopping for Real Estatehttps://money101education.com/wp-content/uploads/2025/06/11.02-100-plus-Factors-to-Consider-when-Shopping-for-Real-Estate-20250602.pdf6/2/2025
11.03FormUnit Information Sheethttps://money101education.com/wp-content/uploads/2024/12/11.03-Unit-Information-Sheet-.pdfn/a
11.04WorksheetRental vs Purchase Cost Comparison – EXCEL formathttps://money101education.com/wp-content/uploads/2024/12/11.04-WORKSHEET-Comparison-of-Rental-vs-Purchase-Costs-EXCEL-format.xlsxn/a
11.04WorksheetRental vs Purchase Cost Comparison – PDF formathttps://money101education.com/wp-content/uploads/2024/12/11.04-WORKSHEET-Comparison-of-Rental-vs-Purchase-Costs-PDF-format.pdfn/a
11.05ArticleMy Biggest Regret – Home Buyers share their Experienceshttps://money101education.com/wp-content/uploads/2024/12/11.05-My-Biggest-Regret-REPRINT-of-article-from-BUZZFEED.pdf7/28/2024
11.06HandoutUnderstanding Real Estate Taxes and Assessments
11.21HandoutSteps to take to be ready to buy a home and apply for a mortgagehttps://money101education.com/wp-content/uploads/2024/12/11.21-Steps-to-take-to-be-ready-to-Buy-and-Apply-for-a-Mortgage.pdf5/2/2024
11.31Form – Excel formatHow much of a mortgage can you qualify for based on your income and debt?https://money101education.com/wp-content/uploads/2024/12/11.31-For-How-Large-A-Mortgage-Can-I-Qualify.xlsxn/a
11.34ChartMortgage Amortization Schedule – Example of a 4.25% fixed rate 30 yearhttps://money101education.com/wp-content/uploads/2024/12/11.33-Mortgage-Amortization-Schedule-fixed-interest-30-year-term.pdfn/a
11.38ExampleMortgage Commitment Letter https://money101education.com/wp-content/uploads/2024/12/11.38-Mortgage-commitment-letter-for-loan.pdfn/a
11.41ExampleLetter of Intent to Purchase Real Estatehttps://money101education.com/wp-content/uploads/2024/12/11.41-Letter-of-Intent-to-Purchase-Real-Estate-.pdfn/a
11.42FormPurchase Contract – Residential Property – (Blumberg #125 form)https://money101education.com/wp-content/uploads/2024/12/11.42-Purchase-Contract-Residential-property-Blumberg-125-form.pdfn/a
11.43FormPurchase Contract – Condominium Unit (Advantage Title)https://money101education.com/wp-content/uploads/2024/12/11.43-Purchase-Contract-Condominium-unit-Advantage-Title-form-.pdfn/a
11.44FormPurchase Contract – from Sponsor (custom agreement from sponsor)https://money101education.com/wp-content/uploads/2024/12/11.44-Purchase-Contract-from-Sponsor-custom-agreement.pdfn/a
11.47ReportReal Estate Appraisal Report of a condominium unithttps://money101education.com/wp-content/uploads/2024/12/11.47-Real-Estate-Appraisal-Report-1-condominium-unit.pdfn/a
11.48ReportReal Estate Appraisal Report of a three unit apartment building – commercial propertyhttps://money101education.com/wp-content/uploads/2024/12/11.48-Real-Estate-Appraisal-Report-3-unit-apartment-building.pdfn/a
11.49ExampleAlteration Agreement for an apartment in a cooperative or condominium buildinghttps://money101education.com/wp-content/uploads/2024/12/11.49-Real-Estate-Alteration-Agreement-Century-2023.pdfn/a
11.51ExampleClosing Costs – typical fees paid by a Buyerhttps://money101education.com/wp-content/uploads/2024/12/11.51-Closing-Costs-typical-fees-paid-by-the-BUYER-.pdfn/a
11.52ExampleClosing Costs – typical costs paid by a Sellerhttps://money101education.com/wp-content/uploads/2024/12/11.52-Closing-Costs-typical-fees-paid-by-the-SELLER.pdfn/a
11.55ExampleClosing Statement for a Buyer showing mortgage taxhttps://money101education.com/wp-content/uploads/2024/12/11.55-Closing-Statement-for-Buyer-with-Mortgage-Tax.pngn/a
11.56ExampleClosing Statement for the Seller showing mortgage payoffhttps://money101education.com/wp-content/uploads/2024/12/11.56-Closing-Statement-for-Seller-with-Mortgage-Payoff.pdfn/a
11.57ExampleClosing Statement with credits to both Buyer and Seller showing credits and debitshttps://money101education.com/wp-content/uploads/2024/12/11.57-Closing-Statement-for-commercial-property-showing-both-Seller-Buyer-credits-and-debits.pdfn/a
11.61ExampleIntroduction to Commercial Real Estatehttps://money101education.com/wp-content/uploads/2025/06/11.61-Introduction-to-Commercial-Real-Estate-20250401-compressed.pdf4/1/2025
11.62IRS FormSchedule E – Supplemental Income and Loss – to report earnings on real estatehttps://money101education.com/wp-content/uploads/2024/12/11.62-IRS-Form-Schedule-E-Supplemental-Income-and-Loss-2024.pdfupdated annually by the IRS
11.63ExampleEvaluating a Commercial Real Estate Opportunity https://money101education.com/wp-content/uploads/2024/12/11.63-Evaluating-a-Commercial-Real-Estate-opportunity-at-different-investment-costs.pdfn/a
11.64ExampleCommercial Real Estate – Cash Flow vs Taxable Incomehttps://money101education.com/wp-content/uploads/2025/06/11.64-Commercial-Real-Estate-Cash-Flow-vs-Taxable-Income.pdfn/a
11.65ExampleDepreciation Expense – Amortization Charthttps://money101education.com/wp-content/uploads/2024/12/11.65-Depreciaition-Expense-for-an-Investment-Property.pdfn/a
11.70HandoutFinancial Statements for cooperatives and condominiums – Key Metricshttps://money101education.com/wp-content/uploads/2025/05/11.70-Financial-Statments-for-Cooperatives-or-Condominiums-Key-Metrics-20250521.pdf5/21/2025
11.71ExampleFinancial statement
148 W 23
https://money101education.com/wp-content/uploads/2024/12/11.71-Financial-Statement-Cooperative-Chelsea-Mews.pdfFY 2022
11.72ExampleFinancial Statement 419 W 55https://money101education.com/wp-content/uploads/2024/12/11.72-Financial-Statement-Cooperative-419-W-55th.pdfFY 2018
11.73ExampleFinancial Statement 1170 Apt Corp.https://money101education.com/wp-content/uploads/2024/12/11.73-Financial-Statement-Cooperative-1170-apt-corp.pdfFY 2020
11.74ExampleFinancial Statement 2774 S Oceanhttps://money101education.com/wp-content/uploads/2024/12/11.77-Financial-Statement-Condominum-392-CPW.pdfFY 2020
11.75ExampleFinancial Statement 44 W 106https://money101education.com/wp-content/uploads/2024/12/11.75-Financial-Statement-Condominium-44-West-106th-St.pdfFY 2019
11.76ExampleFinancial Statement Broadway 98https://money101education.com/wp-content/uploads/2024/12/11.76-Financial-Statement-Condominium-Broadway-98.pdfFY 2022
11.77ExampleFinancial Statement 392 CPWhttps://money101education.com/wp-content/uploads/2024/12/11.77-Financial-Statement-Condominum-392-CPW.pdfFY 2021
11.79ExampleFinancial Statement West 82https://money101education.com/wp-content/uploads/2024/12/11.79-Financial-Statement-Condominium-West-82nd-1.pdfFY 2019
11.81HandoutUnderstanding Home Owners Insurancehttps://money101education.com/wp-content/uploads/2024/12/11.81-Understanding-Homeowners-Insurance-.pdf12/15/2024
11.84ExampleInsurance Policy for NYC condominiumhttps://money101education.com/wp-content/uploads/2024/12/11.84-Insurance-Policy-for-NYC-condominium-compressed.pdfn/a
11.85ExampleInsurance Policy for Florida cooperativehttps://money101education.com/wp-content/uploads/2024/12/11.85-Inaurance-Policy-for-Florida-cooperative-.pdfn/a
11.91aAssignmentAssignment #1 – Real Estate segmenthttps://money101education.com/wp-content/uploads/2025/05/11.91-Assignment-1-Real-Estate-Segment-20250514.pdf5/14/2025
11.92aAssignmentAssignment #2 – Real Estate segmenthttps://money101education.com/wp-content/uploads/2025/05/11.92a-Assignment-2-Real-Estate-Segment-20250521.docx5/21/2025
11.93aAssignmentAssignment #3 – Real Estate segmenthttps://money101education.com/wp-content/uploads/2025/06/11.93a-Assignment-3-Real-Estate-segment-20250529.docx5/29/2025
11.94aAssignmentAssignment #4 – Real Estate segmenthttps://money101education.com/wp-content/uploads/2025/06/11.94a-Assignment-4-Real-Estate-Segment-20250605.pdf6/5/2025
11.94awWorksheetAssignment #4 Worksheet – Excel Formathttps://money101education.com/wp-content/uploads/2025/06/11.94aw-WORKSHEET-for-Assignment-4-Real-Estate-Segment-20250606EXCEL-version.xlsx6/6/2025
11.94awWorksheetAssignment # 4 Worksheet – PDF Formathttps://money101education.com/wp-content/uploads/2025/06/11.94aw-WORKSHEET-for-Assignment-4-Real-Estate-Segment-20250606-PDF-version.pdf6/6/2025
11.99VocabularyReal Estate terms and vocabularyhttps://money101education.com/wp-content/uploads/2024/12/11.99-Real-Estate-Vocabulary.docx5/1/2024