Number | Type | Title | Link to Download | Last Updated |
11.00 | Handout | Instructor’s Notes for Real Estate Segment (five sessions) | https://money101education.com/wp-content/uploads/2024/12/11.00-Instructors-Notes-for-Money-101-Real-Estate-for-both-the-first-time-home-buyer-and-investor-learning-the-basics.pdf | 6/3/2024 |
11.01 | Handout | Rental vs Purchase – factors to consider when evaluating real estate costs | https://money101education.com/wp-content/uploads/2024/12/11.01-Rent-vs.-Purchase-Comparison-of-Costs-to-consider.pdf | 12/30/2024 |
11.02 | Handout | 89 Factors to consider when purchasing a primary residence | https://money101education.com/wp-content/uploads/2024/12/11.02-Factors-to-consider-when-shopping-for-a-primary-residence.pdf | 5/23/2024 |
11.03 | Form | Unit Information Sheet | https://money101education.com/wp-content/uploads/2024/12/11.03-Unit-Information-Sheet-.pdf | n/a |
11.04 | Worksheet | Rental vs Purchase Cost Comparison – EXCEL format | https://money101education.com/wp-content/uploads/2024/12/11.04-WORKSHEET-Comparison-of-Rental-vs-Purchase-Costs-EXCEL-format.xlsx | n/a |
11.04 | Worksheet | Rental vs Purchase Cost Comparison – PDF format | https://money101education.com/wp-content/uploads/2024/12/11.04-WORKSHEET-Comparison-of-Rental-vs-Purchase-Costs-PDF-format.pdf | n/a |
11.05 | Article | My Biggest Regret – Home Buyers share their Experiences | https://money101education.com/wp-content/uploads/2024/12/11.05-My-Biggest-Regret-REPRINT-of-article-from-BUZZFEED.pdf | 7/28/2024 |
11.06 | Handout | Understanding Real Estate Taxes | | |
11.21 | Handout | Steps to take to be ready to buy a home and apply for a mortgage | https://money101education.com/wp-content/uploads/2024/12/11.21-Steps-to-take-to-be-ready-to-Buy-and-Apply-for-a-Mortgage.pdf | 5/2/2024 |
11.31 | Excel Form | How much of a mortgage can you qualify for based on your income? | https://money101education.com/wp-content/uploads/2024/12/11.31-For-How-Large-A-Mortgage-Can-I-Qualify.xlsx | n/a |
11.34 | Chart | Mortgage Amortization Schedule – Example of a 4.25% fixed rate 30 year | https://money101education.com/wp-content/uploads/2024/12/11.33-Mortgage-Amortization-Schedule-fixed-interest-30-year-term.pdf | n/a |
11.38 | Example | Mortgage Commitment Letter | https://money101education.com/wp-content/uploads/2024/12/11.38-Mortgage-commitment-letter-for-loan.pdf | n/a |
11.41 | Example | Letter of Intent to Purchase Real Estate | https://money101education.com/wp-content/uploads/2024/12/11.41-Letter-of-Intent-to-Purchase-Real-Estate-.pdf | n/a |
11.42 | Form | Purchase Contract – Residential Property – (Blumberg #125 form) | https://money101education.com/wp-content/uploads/2024/12/11.42-Purchase-Contract-Residential-property-Blumberg-125-form.pdf | n/a |
11.43 | Form | Purchase Contract – Condominium Unit (Advantage Title) | https://money101education.com/wp-content/uploads/2024/12/11.43-Purchase-Contract-Condominium-unit-Advantage-Title-form-.pdf | n/a |
11.44 | Form | Purchase Contract – from Sponsor (custom agreement from sponsor) | https://money101education.com/wp-content/uploads/2024/12/11.44-Purchase-Contract-from-Sponsor-custom-agreement.pdf | n/a |
11.47 | Report | Real Estate Appraisal Report of a condominium unit | https://money101education.com/wp-content/uploads/2024/12/11.47-Real-Estate-Appraisal-Report-1-condominium-unit.pdf | n/a |
11.48 | Report | Real Estate Appraisal Report of a three unit apartment building – commercial property | https://money101education.com/wp-content/uploads/2024/12/11.48-Real-Estate-Appraisal-Report-3-unit-apartment-building.pdf | n/a |
11.49 | Sample | Alteration Agreement for an apartment in a cooperative or condominium building | https://money101education.com/wp-content/uploads/2024/12/11.49-Real-Estate-Alteration-Agreement-Century-2023.pdf | n/a |
11.51 | Form | Closing Costs – typical fees paid by a Buyer | https://money101education.com/wp-content/uploads/2024/12/11.51-Closing-Costs-typical-fees-paid-by-the-BUYER-.pdf | n/a |
11.52 | Form | Closing Costs – typical costs paid by a Seller | https://money101education.com/wp-content/uploads/2024/12/11.52-Closing-Costs-typical-fees-paid-by-the-SELLER.pdf | n/a |
11.55 | Sample | Closing Statement for a Buyer showing mortgage tax | https://money101education.com/wp-content/uploads/2024/12/11.55-Closing-Statement-for-Buyer-with-Mortgage-Tax.png | n/a |
11.56 | Sample | Closing Statement for the Seller showing mortgage payoff | https://money101education.com/wp-content/uploads/2024/12/11.56-Closing-Statement-for-Seller-with-Mortgage-Payoff.pdf | n/a |
11.57 | Sample | Closing Statement with credits to both Buyer and Seller | https://money101education.com/wp-content/uploads/2024/12/11.57-Closing-Statement-for-commercial-property-showing-both-Seller-Buyer-credits-and-debits.pdf | n/a |
11.61 | Sample | Commercial Property – Analysis of Cash Flow vs Taxable Income/Loss | https://money101education.com/wp-content/uploads/2024/12/11.61-Commercial-Property-Cash-Flow-vs-Taxable-Income.pdf | n/a |
11.62 | IRS Form | Schedule E – Supplemental Income and Loss – to report earnings on real estate | https://money101education.com/wp-content/uploads/2024/12/11.62-IRS-Form-Schedule-E-Supplemental-Income-and-Loss-2024.pdf | updated annually by the IRS |
11.63 | Sample | Evaluating a Commercial Real Estate Opportunity | https://money101education.com/wp-content/uploads/2024/12/11.63-Evaluating-a-Commercial-Real-Estate-opportunity-at-different-investment-costs.pdf | n/a |
11.65 | Sample | Depreciation Expense – Amortization Chart | https://money101education.com/wp-content/uploads/2024/12/11.65-Depreciaition-Expense-for-an-Investment-Property.pdf | n/a |
11.70 | Handout | Financial Statements for cooperatives and condominium – Key Metrics | https://money101education.com/wp-content/uploads/2024/12/11.70-Financial-Statments-for-Cooperatives-or-Condominiums-Key-Metrics.pdf | 5/25/2024 |
11.71 | Example | Financial statement – cooperative Chelsea Mews | https://money101education.com/wp-content/uploads/2024/12/11.71-Financial-Statement-Cooperative-Chelsea-Mews.pdf | YE 2022 |
11.72 | Example | Financial Statement – Cooperative the Loft | https://money101education.com/wp-content/uploads/2024/12/11.72-Financial-Statement-Cooperative-419-W-55th.pdf | YE 2018 |
11.73 | Example | Financial Statement 1170 Apt Corp. | https://money101education.com/wp-content/uploads/2024/12/11.73-Financial-Statement-Cooperative-1170-apt-corp.pdf | YE 2020 |
11.74 | Example | Financial Statement for South Ocean – subject to Florida reserve requirements | https://money101education.com/wp-content/uploads/2024/12/11.77-Financial-Statement-Condominum-392-CPW.pdf | YE 2020 |
11.75 | Example | Financial Statement for Condominium – West 106 (small building) | https://money101education.com/wp-content/uploads/2024/12/11.75-Financial-Statement-Condominium-44-West-106th-St.pdf | YE 2019 |
11.76 | Example | Financial Statement for Condominium – Broadway 98 | https://money101education.com/wp-content/uploads/2024/12/11.76-Financial-Statement-Condominium-Broadway-98.pdf | YE 2022 |
11.77 | Example | Financial Statement for Condominium – 392 CPW | https://money101education.com/wp-content/uploads/2024/12/11.77-Financial-Statement-Condominum-392-CPW.pdf | YE 2021 |
11.79 | Example | Financial Statement for Condominium – West 82 | https://money101education.com/wp-content/uploads/2024/12/11.79-Financial-Statement-Condominium-West-82nd-1.pdf | YE 2019 |
11.81 | Handout | Understanding Home Owners Insurance | https://money101education.com/wp-content/uploads/2024/12/11.81-Understanding-Homeowners-Insurance-.pdf | 12/15/2024 |
11.84 | Example | Insurance Policy for NYC condominium | https://money101education.com/wp-content/uploads/2024/12/11.84-Insurance-Policy-for-NYC-condominium-compressed.pdf | not relevant |
11.85 | Example | Insurance Policy for Florida cooperative | https://money101education.com/wp-content/uploads/2024/12/11.85-Inaurance-Policy-for-Florida-cooperative-.pdf | not relevant |
11.91 | Assignment | Assignment #1 – Real Estate segment | https://money101education.com/wp-content/uploads/2024/12/11.91-Assignment-1-Real-Estate-Segment.pdf | 12/26/2024 |
11.92 | Assignment | Assignment #2 – Real Estate segment | | |
11.93 | Assignment | Assignment #3 – Real Estate segment | | |
11.94 | Assignment | Assignment #4 – Real Estate segment | | |
11.99 | Vocabulary | Real Estate terms and vocabulary | https://money101education.com/wp-content/uploads/2024/12/11.99-Real-Estate-Vocabulary.docx | |