You may register for Money 101 Education segments in two ways:
LIVE INTERACTIVE ZOOM CLASSES are curtailed as we train new instrutors to deliver the program. Offerings are listed below
AT YOUR OWN PACE (AYOP) CLASSES – Students can start a segment anytime, view videos, complete assignments, and have private sessions with the instructor as needed. For information on how AYOP works and to register Click Here.

Tuition is $ 125 per segment (For five two-hour classes) paid to SCORE, the sponsoring Not-For-Profit organization.
The live class early bird registration discount takes $25 off tuition so the tuition is $100 per segment.
Students who enroll in a segment (Live or AYOP) may audit and repeat that segment for FREE the next time the live class is offered. This is an unlimited offer. Many students take segments two to three times to reinforce the concepts. Those wishing to repeat a segment should not register through the below link, but email the instructor directly.

| SEGMENT | REGISTRATION LINK & INSTRUCTOR | LIVE CLASS SCHEDULE |
| FUNDAMENTOS: – comprender las ganancias del formulario W-2, las retenciones de impuestos y los beneficios, comprender las ganancias del formulario 1099, las reglas del IRS, los impuestos sobre el trabajo autónomo, cómo crear un estado de flujo de efectivo (presupuesto), un estado financiero personal y comprender los puntajes crediticios y cómo mejorarlos y estar listo para un préstamo o una hipoteca | LIVE CLASS INSTRUCTOR: Marylena Martinez Rivas | CLASSES WILL BE THURSDAY 5:30 PM to 7:30 PM January 15, 2026 January 22, 2026 January 29, 2026 February 5, 2026 February 12, 2026 Registration will open November 2025 |
| FOUNDATION: – understanding W-2 earnings, tax withholdings, and benefits, understanding 1099 earnings, IRS rules, self-employment taxes, how to create a cash flow statement (budget), personal financial statement, and understanding credit scores and how to improve and be loan or mortgage ready | AT YOUR OWN PACE (AYOP) is open, to register go to the AYOP page INSTRUCTOR: Diane Drey | 2026 class schedule has not been set – please register for AYOP |
| TAXATION: IRS Form 1040 Personal Tax Return, Reporting Business & Self Employment Income (Schedule C), Calculating Self-Employment Taxes, Home Office Deductions and Qualified Business Income Credit. Standard vs. Itemized Deductions. How to Use IRS Tax Charts to calculate tax. Estimated Tax Payments and How to Avoid Penalties for Tax Underpayment | AT YOUR OWN PACE (AYOP) is open, to register go to the AYOP page INSTRUCTOR: Diane Drey | 2026 class schedule has not been set please register for AYOP |
| INVESTMENTS: Understanding Different Categories of Investments, Stocks and Bonds, Real Estate Investment Trusts, Commodities. Chosing between Mutual Funds and Electronic Traded Funds. Asset Allocation and Target Date Funds. How to Do Fund Research, Understanding Diversification and Choosing appropriate Investment Strategy, Understand Fees and how to Minimize Costs. | AT YOUR OWN PACE (AYOP) is open, to register go to the AYOP page INSTRUCTOR: Diane Drey | 2026 class schedule has not been set – please register for AYOP |
| REAL ESTATE: – how to prepare to become a homeowner, search criteria, down payments, private mortgage insurance, understanding cooperative and condominium financial statements, residential home purchase contracts, applying for a mortgage, closing costs, the last session will be dedicated to evaluating investment property | AT YOUR OWN PACE (AYOP) is open, to register go to the AYOP page INSTRUCTOR: Diane Drey | 2026 class schedule has not been set – please register for AYOP |
| MONEY & LIFE CYCLES: The appropriate financial steps to take from birth to death – Class covers College Savings Plans, Career Planning, Prenuptial Agreements, Divorce, Retirement Planning, and Preparing for Death (Wills, Trusts, and Estate Administration.) | AT YOUR OWN PACE (AYOP) is open, to register go to the AYOP page INSTRUCTOR: Diane Drey | 2026 class schedule has not been set – please register for AYOP |
BEFORE ENROLLING, Please read the “Rules of the Road” to ensure a successful experience. CLICK HERE
