| NUMBER | TYPE | TITLE | LINK FOR DOWNLOAD | DATE UPDATED |
| 0.01 | Handout | Welcome Letter | https://money101education.com/wp-content/uploads/2024/07/0.01-WELCOME-to-Money-101-Education-1.pdf | 7/1/2024 |
| 0.06 | Handout | Six Steps to Building Wealth | https://money101education.com/wp-content/uploads/2024/07/0.06-Steps-to-building-wealth-and-an-enjoyable-retirement.pdf | 7/3/2024 |
| 12.00 | Handout | Investment Segment – Instructor Notes | https://money101education.com/wp-content/uploads/2024/09/12.00-Investment-Segment-Instructors-Notes-for-Class-.pdf | 8/12/2024 |
| 12.01 | Handout | Asset Classes | https://money101education.com/wp-content/uploads/2024/07/12.01-Asset-Classes.pdf | 7/12/2024 |
| 12.02 | Chart
(3 charts
in one file) | Recommended Asset Diversification for Retirement, College Savings and Life Enhancement | https://money101education.com/wp-content/uploads/2024/07/12.02-Recommended-Asset-Allocations-a-retire-b-college-c-life-goal.xlsx | n/a |
| 12.02a | Chart | Recommended Asset Diversification for Retirement | https://money101education.com/wp-content/uploads/2024/07/12.02a-Recommended-Asset-Allocations-for-RETIREMENT-funds.pdf | n/a |
| 12.02b | Chart | Recommended Asset Diversification for College Savings | https://money101education.com/wp-content/uploads/2024/07/12.02b-Recommended-Asset-Allocations-for-COLLEGE-SAVINGS-PLANS-.pdf | n/a |
| 12.02c | Chart | Recommended Asset Diversification for Life Enhancement | https://money101education.com/wp-content/uploads/2024/07/12.02c-Recommended-Asset-Allocations-LIFE-ENHANCEMENT-FUNDS-.pdf | n/s |
| 12.03 | Handout | How to Put Together a Stock & Bond Portfolio | https://money101education.com/wp-content/uploads/2024/07/12.03-How-to-put-together-a-portfolio-of-stocks-bonds-.pdf | 7/12/2024 |
| 12.05 | Handout | Cash Instruments and FDIC insurance | https://money101education.com/wp-content/uploads/2024/07/12.05-Cash-Instruments-and-FDIC-insurance.pdf | 3/20/2024 |
| 12.06 | EXAMPLE | Bonds – how interest is earned on Series EE Savings Bonds | https://money101education.com/wp-content/uploads/2024/07/12.06-Bonds-How-Interest-is-Earned-on-US-Savings-Bonds-Series-EE.pdf | n/a |
| 12.07 | EXAMPLE | Bonds – how interest is earned on Federal, Municipal and Corporate Bonds | https://money101education.com/wp-content/uploads/2024/07/12.07-Bonds-How-Interest-is-paid-on-most-goverment-and-corporate-bonds-.pdf | n/a |
| 12.08 | EXAMPLE | Bonds – how can Sally sell her bond when interest rates have risen? | https://money101education.com/wp-content/uploads/2024/08/12.08-Bonds-How-can-Sally-sell-her-previously-purchased-bond-when-interest-rates-have-subsequently-increased-.pdf | 8/8/2024 |
| 12.11 | Handout | Bonds – What is the difference between Effective Duration and Effective Maturity? | https://money101education.com/wp-content/uploads/2024/07/12.11-Bonds-What-is-the-difference-between-Effective-Duration-and-Effective-Maturity.pdf | 7/13/2024 |
| 12.20 | Form | Blank form to record fund attributes- using Morningstar metrics | https://money101education.com/wp-content/uploads/2024/09/12.20-FORM-to-record-fund-metrics.xlsx | 8/16/2024 |
| 12.21 | Form | What do I own? Analyzing the dollar diversification of an existing portfolio using Morningstar metrics | https://money101education.com/wp-content/uploads/2024/08/12.21-FORM-What-do-I-own-analyzing-a-portfolio.xlsx | 8/21/2024 |
| 12.22 | Form | Form to record fund attributes using Morningstar metrics with fund ticker symbols supplied (four worksheets) | https://money101education.com/wp-content/uploads/2024/09/12.22-FORM-with-ticker-symbols-A-Asset-Allocation-B-Target-Date-C-15-Categories-D3-Categories-.xlsx | 8/16/2024 |
| 12.25 | EXAMPLE | How to rebalance a multi-fund portfolio to maintain stock/bond targets | https://money101education.com/wp-content/uploads/2024/07/12.25-How-to-rebalance-a-multi-fund-portfolio.pdf | 9/2/2022 |
| 12.31 | Handout | What is a financial custodian and how to choose one | https://money101education.com/wp-content/uploads/2024/07/12.31-What-is-a-Financial-Custodian-and-how-to-choose-one.pdf | 7/13/2024 |
| 12.32 | Handout | Questions to ask your Financial Advisor should you chose to hire one | https://money101education.com/wp-content/uploads/2024/07/12.32-Questions-to-ask-your-FInancial-Advisor.pdf | 7/13/2024 |
| 12.33 | Chart | Comparison of fund growth with and without a financial advisor fee | https://money101education.com/wp-content/uploads/2024/07/12.33-Comparison-of-fund-grow-with-or-without-22Asset-Under-Management-Fee22.pdf | n/a |
| 12.35 | EXAMPLE | Are dividend-paying stocks better than non-dividend-paying stocks? | https://money101education.com/wp-content/uploads/2024/08/12.35-Are-dividend-paying-stocks-better-22.pdf | n/a |
| 12.41 | EXAMPLE | Understanding a form-1099 for a taxable investment account | https://money101education.com/wp-content/uploads/2024/07/12.41-How-do-you-read-a-1099-on-a-taxable-investment-account.pdf | n/a |
| 12.42 | EXAMPLE | Why are capital gains created when an investor does not make any trades | https://money101education.com/wp-content/uploads/2024/07/12.42-How-Capital-Gains-are-created-even-though-the-investor-never-sold-the-fund.pdf | n/a |
| 12.44 | Handout | What is a Morningstar Category? | https://money101education.com/wp-content/uploads/2024/07/12.44-What-is-a-Morningstar-Category-.pdf | 3/22/2024 |
| 12.46 | Handout | What is the difference between Electronic Traded Funds (ETFs) and Mutual Funds | https://money101education.com/wp-content/uploads/2024/07/12.46-ETFs-vs-Mutual-Funds-what-is-the-REAL-difference.pdf | 3/22/2024 |
| 12.48 | Handout | What you need to know about stock dividend dates | https://money101education.com/wp-content/uploads/2024/08/12.48-What-You-Need-to-Know-About-Stock-Dividend-Dates-.pdf | 3/22/2024 |
| 12.53 | CHART | Performance Quilt showing average performance of different asset classes over ten year period (updated to 2023) | https://money101education.com/wp-content/uploads/2024/07/12.53-Performance-QUILT-10-year-performance-by-Asset-Class-updated-2023.png | n/a |
| 12.81 | Article | How much cash to keep on hand | https://money101education.com/wp-content/uploads/2024/07/12.81-Money-101-How-Much-Cash-to-Keep-On-Hand-reprint.pdf | 7/6/2022 |
| 12.82 | Article | Morningstar STAR ratings explained – and do they matter? | https://money101education.com/wp-content/uploads/2024/07/12.82-Morningstar-STAR-ratings-explained-reprint-of-article-Morningstar-September-2017.pdf | 9/5/2017 |
| 12.83 | Article | How to research ESG funds – Environmental, Sustainable, Governance | https://money101education.com/wp-content/uploads/2024/07/12.83-How-to-research-ESG-funds-enviornmental-social-governance-on-Morningstar.pdf | 8/21/2020 |
| 12.84 | Article | What you need to know about capital gains distributions (related to 12.42) | https://money101education.com/wp-content/uploads/2024/07/12.85-What-is-SPIC-insurance.pdf | 3/8/2023 |
| 12.85 | Handout | What is SIPC insurance and will it protect investment portfolios from declining in value? | https://money101education.com/wp-content/uploads/2024/08/12.85-What-is-SPIC-insurance.pdf | 3/13/2023 |
| 12.86 | Book | Paul Merriman’s FREE book – Two funds for Life | https://money101education.com/wp-content/uploads/2024/09/12.86-Paul-Merrimans-FREE-book-222-Funds-for-Life22.pdf | 2021 |
| 12.87 | Book | Paul Merriman’s FREE book “We’re talking Millions | https://money101education.com/wp-content/uploads/2024/09/12.87-Paul-Merrimans-FREE-book-22Were-Talking-Millions22.pdf | 2020 |
| 12.91a | Assignment | Investment Segment – Assignment #1 | https://money101education.com/wp-content/uploads/2024/08/12.91a-Assignment-1-Money-101-Investments.docx | 7/22/2024 |
| 12.92a | Assignment | Investment Segment – Assignment #2 | https://money101education.com/wp-content/uploads/2024/08/12.92a-Assignment-2-Money-101-Investments.docx | 7/22/2024 |
| 12.93a | Assignment | Investment Segment – Assignment #3 | https://money101education.com/wp-content/uploads/2024/08/12.93a-Assignment-3-Money-101-Investments.pdf | 8/17/2024 |
| 12.94a | Assignment | Investment Segment – Assignment #4 | https://money101education.com/wp-content/uploads/2024/07/12.94a-Assignment-4-Money-101-Investments.pdf | 7/25/2024 |
| 12.95a | Assignment | Investment Segment – Assignment #5 | https://money101education.com/wp-content/uploads/2024/09/12.95a-Assignment-5-Money-101-Investments.docx | 7/25/2024 |
| 12.99 | VOCABULARY | Investment Segment – vocabulary | https://money101education.com/wp-content/uploads/2024/07/12.99-Investments-Vocabulary.pdf | n/a |
